Business/Commercial
At AIS, we understand how important your business is to you, and that you need to protect it without adding
superfl uous costs. We have the experience and expertise to guide you and fi nd you cost-eff ective solutions:
General Liability
Insurance that protects business owners and operators from a wide range of liability exposures in the course
of regular business operations
Property Coverage
Protects against damage or loss to a policyholder’s property or to damages incurred by another entity
Fleet Automobile Insurance
Functions almost identically to personal auto insurance, with liability and damage coverage for injury, damage, or theft.
Workers Compensation
Pays for medical care and physical rehabilitation of injured employees and helps to replace lost wages while they are not able to work
Contractors' Equipment
Insures the equipment and tools of a contractor that are normally excluded under typical builder’s risk coverage
Umbrella Coverage
Provides coverage for business liability in excess of your primary policy limits
Professional Liability
Covers professionals for negligence and errors or omissions that injure their clients
Business Income/Interruption
Coverage that reimburses a business owner for lost profi ts and fi xed expenses during a time that the business
cannot operate due to circumstances beyond the control of the insured
Directors and Officers
Covers directors and offi cers for negligent acts or omissions as well as for legal expenses and judgments
against them not covered by the business
Employee Benefits
Benefi ts to employees such as health insurance, life, disability and retirement. See AIS Benefi t Concepts
for more details.
Employment Practice Liability
Covers employers for wrongful terminations, discrimination and sexual harassment.
Surety Bonding
Full range of coverage options to facilitate contracts and ensure fulfi llment of obligations
At AIS, we understand how important your business is to you, and that you need to protect it without adding
superfl uous costs. We have the experience and expertise to guide you and fi nd you cost-eff ective solutions:
General Liability
Insurance that protects business owners and operators from a wide range of liability exposures in the course
of regular business operations
Property Coverage
Protects against damage or loss to a policyholder’s property or to damages incurred by another entity
Fleet Automobile Insurance
Functions almost identically to personal auto insurance, with liability and damage coverage for injury, damage, or theft.
Workers Compensation
Pays for medical care and physical rehabilitation of injured employees and helps to replace lost wages while they are not able to work
Contractors' Equipment
Insures the equipment and tools of a contractor that are normally excluded under typical builder’s risk coverage
Umbrella Coverage
Provides coverage for business liability in excess of your primary policy limits
Professional Liability
Covers professionals for negligence and errors or omissions that injure their clients
Business Income/Interruption
Coverage that reimburses a business owner for lost profi ts and fi xed expenses during a time that the business
cannot operate due to circumstances beyond the control of the insured
Directors and Officers
Covers directors and offi cers for negligent acts or omissions as well as for legal expenses and judgments
against them not covered by the business
Employee Benefits
Benefi ts to employees such as health insurance, life, disability and retirement. See AIS Benefi t Concepts
for more details.
Employment Practice Liability
Covers employers for wrongful terminations, discrimination and sexual harassment.
Surety Bonding
Full range of coverage options to facilitate contracts and ensure fulfi llment of obligations