If your organization is complex enough to have its share of insurance and/or risk management problems, but maybe not large enough to employ a risk manager, perhaps our fee for services professionals might be the solution!

Instead of the usual agent process where a commission is paid for the delivery of specific insurance products (policies), your situation may call for value-added professional advice that will compliment your current relationship with the present agent/broker or the direct writer insurance company providing the basic insurance needs. An example of specific areas of risk management service include, but not limited to, the following:

	Risk/Exposure Identification & Analysis
	Agent/Broker Screening & Selection
	Preparation of Insurance Requirements & Bid Specifications
	Alternative Risk/Contractual Transfer Method Selection & Monitoring
	Insurance Contract Coverage/Restriction Negotiations
	Captive & Self-Insurance Alternative Investigation
	Loss Control Selection & Monitoring
	Claims Service Reports & Analysis

As more and more states legislate insurance deregulation, these new laws also require the organization purchasing free-form insurance products to utilize the services of either a risk manager or a qualified Insurance Consultant. Associated Insurance Service has been in the insurance consultant business long before these new laws have come into being! Services may be provided on either a per project fee for service, or on an hourly basis. Let us demonstrate our capabilities as your Insurance Consultant with an initial consultation free of charge!